Introduction to ApiPay (by BazarBay)
ApiPay is a payment automation service designed for businesses in Kazakhstan. It allows users to issue Kaspi Pay invoices by phone number and automatically track the payment status of those invoices. This solution is ideal for Telegram bots, online stores, and delivery services that require an efficient and seamless way to manage payments.
With its REST API, webhooks, and sandbox environment, ApiPay provides developers and business owners with a flexible and scalable platform to integrate into their existing systems. The service operates without requiring a bank contract or commission fees, making it a cost-effective and user-friendly option for businesses looking to streamline their payment processes.
Takeaways
- Automated invoice generation via phone number
- Real-time payment tracking
- Integration with Telegram bots, online stores, and delivery services
- No need for a bank contract or commission fees
- REST API, webhooks, and sandbox environment available
- Works directly with Kaspi Pay
- Supports recurring and partial refunds
- Simple and clear pricing model
How ApiPay Works
ApiPay streamlines the invoicing and payment process by eliminating manual tasks. When a business needs to generate an invoice, they can use the provided API to create a payment request based on the customer's phone number. The system then sends the invoice directly to the customer’s Kaspi app, where they can make the payment. Once the payment is completed, a webhook notifies the business system, allowing it to update the order or client status automatically.
The integration requires minimal code—just a few lines of JavaScript to create an invoice. This makes it accessible even for small businesses or developers who are not deeply technical.
Core Benefits and Applications
| Use Case | Benefit |
|---|---|
| Telegram Bots | Eliminates reliance on third-party payment platforms like Stars, reducing fees and improving user experience |
| Online Stores | Enables quick and easy payment processing without traditional merchant accounts |
| Delivery Services | Allows couriers to issue invoices from their phones, avoiding the need for physical terminals |
| CRM Automation | Integrates with major CRM systems to automate invoice creation and status updates |
| Subscription Services | Supports recurring billing with flexible payment schedules and pause/resume options |
Key Features
- No bank contract required
- Zero commission fees
- Real-time payment tracking
- Easy integration with APIs
- Supports recurring and partial refunds
- Test mode available before going live
- Multi-user access with role-based permissions
- Supports multiple languages (Russian, Kazakh)
