Fakto

Introduction to Fakto

Fakto is a free invoicing platform tailored for French freelancers, designed to simplify the entire billing process. With AI-powered tools and compliance with the new Factur-X standard (required for 2026), Fakto offers a comprehensive solution that includes invoice creation, payment processing, accounting management, and more—all at no cost. The platform is built by a solo developer who believes that freelancers should not have to pay to get paid.

Fakto provides a full suite of features to manage your business efficiently. From generating quotes and sending invoices to handling payments and tracking expenses, everything is centralized in one place. It supports the latest e-invoicing regulations and integrates with Stripe and SEPA QR for seamless transactions. Additionally, it includes AI capabilities such as quote generation, payment reminders, and financial forecasting, making it an essential tool for modern freelancers.

Takeaways

• 100% free e-invoicing for freelancers
• AI-powered features including quote generation and payment reminders
• Fully compliant with the Factur-X format (France 2026 reform ready)
• No hidden plans, no credit card, no commission
• Supports Stripe payments (0% commission) and SEPA QR
• Includes recurring invoices, credit notes, and partial payments
• Built-in OCR for supplier invoices
• Accounting features: revenue book, URSSAF, and more
• AES-256 encryption and anti-fraud hash chain
• PWA accessible on mobile devices
• Telegram integration for real-time notifications

How Fakto Works

Fakto streamlines the invoicing process by allowing users to create and send compliant Factur-X invoices directly from the platform. Once created, invoices can be sent via email or through a certified PDP (Platforme de Dématérialisation Partenaire). The platform also enables automatic recurrence for regular invoices, ensuring consistent billing without manual effort.

Users can track their revenue and expenses using built-in dashboards and generate forecasts based on historical data. The AI assistant helps with tasks such as generating quotes, predicting payment delays, and sending automated reminders. For payments, Fakto integrates with Stripe, allowing users to accept card payments with zero commission from Fakto.

Core Benefits and Applications

Fakto is ideal for freelancers who need a reliable, free, and fully compliant invoicing solution. It simplifies the transition to electronic invoicing under the new French regulations and ensures that all documents are legally valid. The AI-driven features help reduce administrative workload, while the secure and transparent payment system ensures smooth transactions. Additionally, its accounting tools make it easy to manage finances and prepare for tax reporting.